Buy A Home

Found your dream house? Here are some great reasons to work with Madison Management:

Not all applications will be pre-approved.

  • Low, everyday rates
  • Conventional, FHA, VA and flex-term options available
  • Non-QM loans

Mortgage Loan Options

It’s important to have the right partner when you’re ready to buy a new home, and Madison Management Services offers a wide range of financing options to suit a variety of needs. Whether you’re looking for a loan for a primary residence, second/vacation home or investment property, we’ll take a look at your complete financial picture to find the right option for your needs. Which one of these products sounds like the best fit for you?

Mortgage Type

Key Benefits

Worth Considering If You…

Conventional Fixed-Rate Mortgages

A low rate that never changes.

*Best rates for qualified borrowers

*One rate for the life of your loan

*No mortgage insurance with 20% down

*Plan to stay in your home for a longer period of time

*Have built a credit history *Already have the funds for a down payment of 5% or more

Adjustable-Rate Mortgages (ARMs)

Pay the lowest rate initially and then transition to an annually adjusting rate.

*The lowest short-term rates *Keeps your monthly payments low for the initial period

*Select an initial rate period of 3-10 years based on your plans for the home

*Plan on moving or selling your home in a few years *Have built a credit history *Already have the funds for a down payment of 5% or more

FHA Mortgages

Government-backed loans with more flexible lending guidelines.

*Low down payments *Flexible qualification guidelines

*Fixed-rate and ARM options are available

*Want to make a lower down payment

*Lack a credit history or have had credit problems in the past

VA Mortgages

Government-backed loans for eligible military members and their spouses.

*Lower or zero down payment needed

*Mortgage insurance is not required

*Flexible qualification guidelines

*Fixed-rate and ARM options are available

*Are an active military member or veteran

*Are the surviving spouse of a service member and you haven’t remarried

Investment Property Mortgages

Loans for a property used to produce a return on the investment

*Competitive rates on fixed-rate loans

*Higher loan amounts can be permitted

*Have good credit

*Possess the funds for the required down payment *Looking to diversify your investment portfolio *Interested in getting a second home or a vacation home

See All Purchase Loan Options