RMLO Services — Streamlined, Compliant Loan Origination for Seller Financing

Madison Management Services, LLC now offers full-service RMLO (Residential Mortgage Loan Originator) support, specifically designed for real estate investors and sellers offering owner-financed deals.

If you’re creating a note as part of a seller-financed sale, federal laws like Dodd‑Frank, the SAFE Act, and RESPA may require a licensed RMLO to originate the loan—even if you’re not a traditional lender. We handle this entire process for you, ensuring your deal is compliant, professional, and ready for long-term success.

What We Offer:

  • Licensed RMLO Origination & Compliance
  • Buyer Credit & Income Qualification
  • QM (Qualified Mortgage) Evaluation
  • RESPA, TILA & Dodd-Frank Disclosures
  • Underwriting Package for Future Note Sale
  • Fast Turnaround – 48-Hour Review, 7–10 Day Close

We take your buyer through a fully documented process — from application to closing disclosures — making sure every legal step is covered. Our standardized underwriting package helps protect your deal today and makes it easier to sell the note tomorrow.

Ideal For:

  • Real Estate Investors using owner-financing
  • Sellers structuring carryback mortgages
  • Note creators aiming to sell on the secondary market
  • Buyers seeking transparency in loan terms

Why It Matters:

  • Compliance = Protection
    Avoid costly violations and ensure your transaction meets federal lending requirements.
  • Documentation = Liquidity
    A professionally originated note is easier to sell, refinance, or leverage as collateral.
  • Structure = Confidence
    Clear terms and verified borrower ability reduce risk—for both parties.

Let Madison Management be your partner in building high‑quality, compliant seller-financed loans.

📩 Ready to originate your next note the right way?
Contact us today to get started with RMLO services.

RMLO Fees

RMLO Services (Full)

$1500 per loan

RMLO – Underwriting only

$650 per loan

RMLO – documentation only

$850